How long were you overweight though, Jim? If it was only a couple of years or so your skin won't have settled like that or lost it's elasticity. When the weight gain is a slow process and you've lived with it for a while it's much less likely to recede. I was big for nearly 10 years, I don't know about Joanne, and my loose skin is awful.
Maybe it's just another thing that's harder for women, though, as I know a lot of women left with quite bad overhang just from one pregnancy.
Really really really wish I could get something done about mine.