BordersGirl
Feeling great in 2012!
Probably not the place to discuss pensions, but at least the public sector workers do and still will get a decent pension at the end of the day. I'm in the private sector and will need to build up an enormous pension pot (something like 3 times the value of my house!) to get me a half decent pension on retirement. And it's no different re the performance reviews. A 'middle' grading = no pay increase, and unless you do many, many more than your contracted hours (I probably average 60 hours plus a week currently) you don't get more than a middle grading.