oh hun, what a nightmare for you [hugs}
Is there anyone who can advise you, without charge, for some help and support on this? it seems so very wrong, what a t*ss pot the claimant is!!!!
There must be some rights in this mess for you? everyone would go around blaming the wrong people for everything all day, every day? I know you have no witnesses, but surely there must be some plan of action you can take, it all sounds very unfair to me..i wish I knew how to solve it, and knew enough about the law to advice you?
Definately visit citizens advice on this, as pepshouse suggested...they just might hold out a little hope for you. good luck hun x
Money worries...horrible, nasty life changing things aren't they? Make a list of all your outgoings, prioritise them,..what doesn't fall into the urgent category, can wait until next pay day..and so on and so on until everyone has been paid. I know you already know all that hun, but just want to advice you on not panicking and despairing over it!
As pepshouse also suggests (wise woman that one!
)...do contact all the companies, explain your circumstances and arrange manageable monthly payments...any payment is better than none.
Food shopping whilst things are a bit tight... find out when the reductions are made at your local supermarket, even bread, veg, chicken and meat can have good reductions on them at the right time of day...maybe that could be your meal for that evening, depending what hasn't got much shelf life left.
Bulk buy some bags of frozen veg to add to your 'bargain' meals, some stock cubes to make soup...change to non brand names for tins etc.
Soup and sandwiches or 'something' on toast can be a meal in itself, and your wee one would be able to enjoy those type of meals too.You probably are doing all that, but just thought i'd add my thoughts too!
Hope everything becomes a bit brighter for you, don't dwell on it too much...try to deal with things one day at a time, and only one 'problem' at a time, don't overload your mind hun!
Also, speak to someone in authority at work to deal with those moronic bullies, you shouldn't have to put up with playground behaviour in your place of work...and tell them so!
work together with your hubby on all of this lovey, a problem shared is a problem halved etc..and two minds are better than one!
You'll be surprised how different you feel, when you sit down together with pen and paper, peace to talk and listen to each other...and make the decisions that suit and work for you both...teamwork hun..you can't beat it!
wishing you a restful nights sleep...and a worry free future x