ha, bless ya Lou!
Had some great news yesterday too..... will put it in a nutshell - we are £168,000 better off! Ha be good if it was simple as that, but heres the longer, more accuate version. Our mortgage is up for renewal in setember as the 2 year fixed rate runs out, but was got a letter from our provider saying they will knock our mortgage by 25% as long as we re-mortgage to another lender before 31st July, so we've consulted our financial advisor and he's found us a mortgage where we pay £800 a month (same as what we were paying anyway) but we knock the mortgage down to 15 years (from 28 years) saving us over £168,000! we couldnt believe it! (oh and thats borrowing £10,000 on top!) We've found out its cos the company has gone bust and the recievers need as much money in asap! some happpy storys in such troublesome financial times! xxx