Texty's Back - Plain and Simple

Texty_F said:
Lol i used to be like that with my dad I could wrap him around my finger.

Stacey if i had it id loan it to you hun anytime - ive had to sell my body to pay her lol
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I just tell him thats what dads are for... and hes had 27 years to get used to it. I have passed my skills on to Holly too. Out of his 13 grandchildren Holly has the gift to get whatever she wants and Tyler has the brains to get Holly to do his dirty work lol x
 
aww, I was going to hold my hand out for spends then. £180 is a lot of money to just ask for. I think if she asks again and you say yes, it needs to be yes with conditions attached, in that you look over her finances and help her set up a budget. It is beyond me why they don't teach managing finances in school as part of those PSCHE classes. You do classes about drugs at least once a year, but nothing about setting up a budget or managing your money.

Lucky you nettie. I HATE asking for money, and I am paranoid about my current account going below £1000, which is so stupid, because it is a current account, not bloody savings! The idea of not having access to it makes me incredibly anxious. My grandad sent me £300 this week, just because a bond matured and so he divvied up the money between us grandkids. So when I go into Exeter I will go to M&S and open up an ISA and put the £300 in there, plus a bit more if I manage to not feel too anxious. It is good because I will still be able to access it whenever and M&S ISA is supposed to have the best rates at the moment. Yep, I'm the only one out of me and my brothers not to get into debt. I don't have any savings though, so this will start setting me up. Better late than never.
 
I would if she was a kid Fran but shes 28 this year and hes 37 married a year and im sick of bailing them out. We paid for most of their wedding in Dec 2011 and I told her we were skint after that. Ive told her this is the last time as they need to stand on their own 2 feet. Their problem is they pay their bills and then spend whats left they never think about rainy days and savings for emergencies. arghhh kids lol
 
Franalamadingdong said:
aww, I was going to hold my hand out for spends then. £180 is a lot of money to just ask for. I think if she asks again and you say yes, it needs to be yes with conditions attached, in that you look over her finances and help her set up a budget. It is beyond me why they don't teach managing finances in school as part of those PSCHE classes. You do classes about drugs at least once a year, but nothing about setting up a budget or managing your money.

Lucky you nettie. I HATE asking for money, and I am paranoid about my current account going below £1000, which is so stupid, because it is a current account, not bloody savings! The idea of not having access to it makes me incredibly anxious. My grandad sent me £300 this week, just because a bond matured and so he divvied up the money between us grandkids. So when I go into Exeter I will go to M&S and open up an ISA and put the £300 in there, plus a bit more if I manage to not feel too anxious. It is good because I will still be able to access it whenever and M&S ISA is supposed to have the best rates at the moment. Yep, I'm the only one out of me and my brothers not to get into debt. I don't have any savings though, so this will start setting me up. Better late than never.
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I am rubbish with money and never save anything... but I work hard for my money and I will enjoy spending it. Ste pays all the bills out of his wages with a small amount from my account goes towards them the rest of my wage is to play with. My dad also has times where he will ask me for money so we help each other. My mum died when I was 10 and my brothers and sisters had all moved out by then so we have a very close relationship and we feel more than comfortable asking each other for money and we dont expect to get it back from each other. I am also the only one out of the 5 of us not to be in any debt (apart from the mortgage but I wouldnt call that a debt really). I just like shopping to be honest but everything we buy is fully paid for so why not :D
 
Her MIL has bailed them out with a loan too I wish they would just get their act together cos I do more worrying than them
 
Texty_F said:
Her MIL has bailed them out with a loan too I wish they would just get their act together cos I do more worrying than them
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Take it from a daddy's girl... they wont sort themselves out until you say no and mean it hun.
Although my dad gives me blank cheques I know not to take advantage and to be fair he only paid for Holly's swimming lessons this term because there is such a big gap between my december and january pay day, 7 weeks I think. I know when its appropriate to ask and I also know the signs of when its time for me to offer to pay his rent one week, its about give and take I believe xx
 
They really do need to learn to budget. While I'm living at my parents (should find out about a house this week) I buy all the groceries every other week minimum, I do most of the cooking and a lot of the washing up, vacuuming and tidying of communal rooms and general tea-maker. But my brother lived here for 7 years and never paid for ANYTHING, or helped out AT ALL. And managed to get into more debt, despite a really good paying job. Lord knows how. I have a student loan, I see paying that back more like a tax than a debt, because it is a certain amount after you earn a certain amount (which I currently am not).

Nettie, that's different, you both help each other and it is give and take, it is when it is take take take it gets to be an issue.

Texty, you are just going to have to be tough and she can learn to do without.
 
That's the spirit... just say no! xx
 
I have no other choice but to say no now as theres no money lend them. We have a holiday in 12 weeks we need all our money for that. I just hope when they have their own kids they grow up knowing better x
 
Hi Fran been a busy bee lol putting up the lunches for tomorrow. I want at least 1lb a week off from now until I fly that will make me almost another stone lighter and closer to target :D if i continue to write down everything I hope to do it. Last weeks blip is over its a new week after WI tomorrow xx I do have to say however that subconciously it must have been praying on my mind and gotten to me, as this morning at 5 45 hubby woke up to find me sobbing into my pillow. When he asked had I had a bad dream I said yes ........ I went to a diff WI and no one wanted me there they bullied me to leave lol. How bad is that
 
No I dont think it would at mine either just glad it was a dream lol - They were having a buffet and i dunno why but I took ham sarnies in white bread ( A big no no) lol then they were all sitting in groups at tables and had to go table by table to weigh, well i didnt know this so apparently jumped the Q lol they told me I was disrupting the class and to leave lol .......... I hate dreams sometimes
 
Lol the only ones i ever cry about like that are when I dream about my parents - I can see them so vividly in my dreams and hubby usually has to shake me awake. My pillow was soaked this morning and ive had sore eyes all day lol.

The snow here is quite thick it was horrible getting on and off the estate today and the work car park is a disgrace - glad you had a dance lol
 
Lol im sure its to shut me up so he can get more sleep (im joking) he turned over and cuddled me until I stopped sobbing, what a wimp I am :)

Im lucky I can walk to my WI its literally 2 mins across the road ill get hubby so sled me up if I have too ( well there is less of me now to tow) isnt there
 
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