Susie and Orbit's daily dribble

Wow Susie - more change. So excited about your new baby/master of the universe;). Shame about the flat but the scheme sounds interesting- how does it work?
Xx
 
Looks good Suze.... of course I won't take it personally that after a weekend together you've decided not to become my neighbour!! :p
 
I thought you were well down the road with the flat Susie - are you going to lose money for survey and stuff? You need to do what is best for you at the end of the day so if that means staying in Londinium, so be it, you can always look at the coastal stuff when the millions arrive from the lottery lol xx
 
Yes hun I do lose a few hundred - but this weekend really clinched it for me, T and V have such a lovely home, and I did a lot of thinking on my way back (in between sleeping) - and then got home to find the letter to say I'd been accepted for the shared ownership scheme. Can I just talk it through here? Keeping in mind that I am of course completely mad and impulsive and likely to change my mind again this time next week?

Fact - I really want to live in the place I'm paying the mortgage on, and to call it home, change things I don't like. It has been killing me thinking I could buy the coast flat but not live in it for 15-20 years.

Fact - you know I've been twisting myself inside out to make the commute work, but I can't make it work. Four hours a day (and that's when the trains work) is just too much.

Fact - work is in London, for what I do anyway.

So that means I buy in London...

A megabucks mortgage is out of reach; so shared ownership makes it a lot more do-able. A one bed flat at Greenwich is £214K (I know, I know, it's crazy), add in my hefty deposit and it brings it down to about £160K - a 50% share means I'm only looking for a mortgage of £80K, which is much better - and the flats I'm looking at are 5 minutes' walk from one of my work sites.

I'm not doing it to make money or hand a property on to children, I just want to be happy and comfortable and safe.

Analyse please, my lovelies - pick holes, tell me what I should do instead! I need and want your advice xxxx
 
Sounds very rational Susie and i do think the shared ownership option sounds like a really good way of having best of both worlds. Also commutes can be killers so if that's worrying you then definitely worth a rethink. Maybe write yourself a list as devils advocate as if you were arguing to go for the coast flat and see what the key differences are (always gives a different slant) - then the choice is usually pretty clear
Xx
 
It does sound like you already have made your mind up hon, does make a lot of sense what you are saying, especially about the job situation. :)
 
Thx guys - and LOL@Bren - honey, I work in PR, I can persuade myself about anything - and then a week later, be equally convincing the other way! :)

I've just never, ever had £55K before and I want to do the right thing.

Oh, the fear......:)
 
ladyfelsham said:
Noooo, I'd move in with you and the family tomorrow (not that you'd let me lol)!!! :)
Click to expand...
Oh yes we would!!
ladyfelsham said:
Yes hun I do lose a few hundred - but this weekend really clinched it for me, T and V have such a lovely home, and I did a lot of thinking on my way back (in between sleeping) - and then got home to find the letter to say I'd been accepted for the shared ownership scheme. Can I just talk it through here? Keeping in mind that I am of course completely mad and impulsive and likely to change my mind again this time next week?

Fact - I really want to live in the place I'm paying the mortgage on, and to call it home, change things I don't like. It has been killing me thinking I could buy the coast flat but not live in it for 15-20 years.

Fact - you know I've been twisting myself inside out to make the commute work, but I can't make it work. Four hours a day (and that's when the trains work) is just too much.

Fact - work is in London, for what I do anyway.

So that means I buy in London...

A megabucks mortgage is out of reach; so shared ownership makes it a lot more do-able. A one bed flat at Greenwich is £214K (I know, I know, it's crazy), add in my hefty deposit and it brings it down to about £160K - a 50% share means I'm only looking for a mortgage of £80K, which is much better - and the flats I'm looking at are 5 minutes' walk from one of my work sites.

I'm not doing it to make money or hand a property on to children, I just want to be happy and comfortable and safe.

Analyse please, my lovelies - pick holes, tell me what I should do instead! I need and want your advice xxxx
Click to expand...
Sounds perfick babes & definately the sensible option... besides you have Orbit to think of now! ;)

ladyfelsham said:
Thx guys - and LOL@Bren - honey, I work in PR, I can persuade myself about anything - and then a week later, be equally convincing the other way! :)

I've just never, ever had £55K before and I want to do the right thing.

Oh, the fear......:)
Click to expand...
Besides... you have a home, relatively, close to the coast with us.... we'd very hapily be a base for you to come & chill. No time at all on the train to us. x
 
Morning lovelies

Like most of us, I found it VERY hard to get out of bed this morning - but joy of joys it takes me no time to get to work, and I was the first in the office lol.

Am so PMT-ish today, was reading Pauline Quirk's weight loss testimonial (I posted it into a thread) and burst into tears - frightening the heck out of the young lad next to me LOL

Anyone here done Lighter Life?
 
Yes I've done it. Lost 5 stone in 4 months then spent the next 5 years putting it all back on again. The councillor was rubbish and it's really expensive which is why I did exante although the soups are rank. And my hair fell out on both Still putting it all back on which shows me I never learn.
 
Wow! So much going on for you Susie!

Orbit will change your life as will having a settled home ... A real shame about the place by the coast as it looked fab - but I didn't realise you couldn't benefit from it for ages and having a rubbish commute would mean you would have less time with Orbit!

Good luck with decisions and becoming a mummy! :)
 
Hi Suze - dont you fancy diet chef or go lower? instead of these packet meals, have proper ones?
 
It was £45 per week when I did it but it's more like £70 now I think. Exante is £99 for 4 weeks supply but 100% is the only option with nothing but water to drink. It's very anti social unless you're willing to sit in a pub and drink water!
 
I was still very sociable in the pub and danced at every gig even on the water - but I did miss the alcohol - not really the food once I got into my stride..............
 
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